Articles

People can have strange relationships with money. For some, it’s a powerful tool to get what they need. For others, it’s a necessary evil; something they have to contend with to live in this world. Some people want to accumulate as much money as possible; others believe that wealthy people must have done something bad to get where they are.

Millennials are in a good position to achieve financial freedom. There are more opportunities than ever to make a good living, live debt-free and earn financial success. There are mistakes to avoid along the way, too. These tips for achieving financial freedom will help you to make all the right money moves.

Avoid Debt

One of the newest commodities that people are trading these days is digital assets. Digital assets may be images, videos, documents, cryptocurrency, software and more. Due to the digital nature of these assets, they can be a challenge to manage and track.

There’s a long-standing tradition of businesses giving Christmas bonuses to loyal employees. Each year, employees eagerly await these bonuses, trying to guess how much they will be, when they’ll be handed out and fantasizing about how they’ll spend it.

Starting and running a business is both an exhilarating and demanding endeavor. It involves not only your professional aspirations but also your financial investments. For many small business owners, the business itself becomes an integral part of their lives.

As the seasons change, so do the fortunes of many businesses. Whether it's a cozy winter wonderland attracting skiers, a vibrant summer resort beckoning beachgoers, or a bustling holiday season for retailers, seasonal businesses face unique challenges and opportunities.

Cash bonuses have traditionally been used to reward employee performance, communicate the value of an employee, recognize, support employee loyalty and more. But many business owners—particularly small ones—may not have the cash needed to hand out bonus checks.

Decluttering has become popular, based in part on the now famous teachings of Marie Kondo, and in part on the minimalist lifestyle movement. But you don’t need to be part of a cultural trend to want to get rid of things you no longer use. People have been selling unused items in one form or another since civilization began.

Caring for a loved one with dementia is a profound emotional experience. The gradual loss of memory, personality changes, and the increasing need for constant care can be overwhelming. It's a time of sorrow, frustration, and often, financial strain. The emotional toll is heavy, and the financial implications can add to the burden.

Health Savings Accounts, or HSAs, are specialized accounts designed to help individuals save money for medical expenses. These accounts offer unique tax benefits and are frequently linked to high-deductible health plans (HDHPs).